The daily 9 to 5 routine can make you feel bored, tired, and looking to spice things up. After a long year of hard work, it's incredibly important to take the time to clear your mind, enjoy some R&R, spend time with family, and enjoy the holidays. This season should be fun and a reward for all the hard work you've done during the year, so don't skip out on it. It helps you come back feeling recharged, refreshed, and ready to take on this new year. If you don’t have the cash at hand and also have bad credit, there are still ways to join the festivities. A holiday loan is a type of personal loan that lenders provide to help with your gift shopping list and other aspects of holiday spending.

What should I do during this time of year?

You can get as creative as you want! You can spend the holidays with your family, or take a trip. Whatever you decide during this season should be tailored to your tastes. If you aren't sure of what to do, here are some questions to ask yourself so you can narrow things down:

  • Do I want to travel or stay at home?
  • What activities do I want to partake in if I stay at home?
  • If I want to travel, how many days do I have available to travel?
  • Do I like warm or cold weather?
  • What destination do I want to go to?
  • Am I the type of person that likes to do things outdoors, or do I prefer indoor activities?
  • What do my ideal accommodations look like?
  • What is my budget for my holiday spending?
  • If my budget comes up short and you need extra cash, what options do I have for holiday loans?

Once you can get these started, you can begin to plan your holiday extravaganza!

How can a Holiday Loan help me achieve this?

This all seems like a lot of fun, but you might be asking yourself, what is this going to cost me? Of course, some places and activities are much more expensive than others. The festive season can have a lot of expenses, and if you are struggling financially, it feels like you can't join in on the fun. Luckily, there are options available to you, even if you have bad credit and poor credit history. GetCash has a vast array of lenders that can offer you a variety of holiday loans. Once you choose the holiday loan that works best with your finances, you can get back to the fun stuff! Our lenders offer different loans so you can research and find which one is right for your situation. Some of these are:

  • Personal Loans
  • Online Loans
  • Payday Loans
  • Installment Loans
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How can GetCash help you?

Since we know your time is precious, we've strived to create a quick and easy loan request process. Our simple to fill-out online form makes the process of finding a lender much more efficient, so you can focus on planning your holiday. Once you've filled this form out, you will be connected directly with a lender. Once they have reviewed your information, they will let you know the holiday loan amount, interest rate, and terms that you have qualified for. Once approved, the lender will initiate the application process. After you have chosen the lender and holiday loan that's right for you, the money can be in your bank account in as little as one business day.

What information will lenders request?

Most of the lenders in our network will ask you to provide the following documents:

A valid Identification: This can be your driver's license or another form of government-issued ID.

Your up-to-date contact information: For this, you need an email address and a phone number where they can reach you.

Proof of Income: These can be a W2, your most recent tax records, or other documents that prove your source or sources of income.

Bank Statement: These are used to demonstrate the amount of money you have available.

Spend time with your family and enjoy!

The holiday season can be a lot of fun, especially if you have plans for your family to bond, have fun, and create memories together. Don't let your financial situation prevent you from enjoying the festivities. If you budget accordingly and choose the holiday loan that works with your particular financial situation, the holiday season doesn't have to be a stressful event!

Check out our online form and see how you can get a holiday cash loan to help relieve some of the stresses of this joyful season!

This is not a legal, financial or professional advice. Please consult a legal, financial or professional advisor for your specific situation.

10.36%
the average interest rate on a 24-month personal loan
*federalreserve.gov data for Q3 2019
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