Find your loan

There are a variety of different loans that could be useful in different situations. GetCash is not a lender, but we work with a lender network, and our easy online form can potentially connect you to one of these lenders fast. Remember, before you agree to a loan, it’s important to review the terms carefully and make sure you have the budget to pay the loan back on time, so you avoid any potential fees or penalties.

Loans can be used to help pay for a variety of expenses:

Personal Loans

Personal loans are loans that are given to individuals and not businesses. They can be used for many different purposes, including debt consolidation, home improvements, and more. These loans may have different terms depending on the amount requested and the lender’s policies, plus the potential borrower’s financial situation.

Online Loans

With the rise of internet technology, online loans have become more popular in recent years. Unlike getting a loan from a bank or other traditional financial institution, online loans can be a more convenient option for people who can’t leave the house or operate on a bank’s schedule. Requesting a loan online is relatively easy, especially through GetCash’s simple form.

loans

Installment Loans

An installment loan is a longer-term loan that is paid back in equal-amount installments over a set period of time. These loans are generally for higher amounts than payday loans. One of the most common types of installment loan is a home mortgage, which you may be familiar with. Like any loan, the terms of an installment loan may depend on the loan amount requested, the timeframe, and other factors.

Payday Loans

Payday loans are generally short term loans for smaller amounts. They are designed to be paid back when you receive your next payday, thus the name payday loans. These loans sometimes come with higher interest rates, because they are such short term and carry potentially more risk for lenders. Again, these loans are meant to be used as short-term solutions to quick cash crunches. When unexpected expenses come up, and payday isn’t for several days or weeks, some people consider requesting a payday loan to help them make it through until their next pay period.

Auto Loans

When your car breaks down, it can cause a lot of problems, especially if you need your car to get to work. Depending on where you live, there may not be viable public transportation, and using rideshare services can get expensive quickly. This is why some people consider requesting an auto loan when they need to get back on the road fast. There are a few different types of loans that could be considered “auto loans.” One is simply a personal loan that you use for auto-related expenses, like car repairs or new car shopping. There are also “title loans,” which are secured loans that use your car as collateral. These loans sometimes depend on the value of your car, and of course, different lenders may have different terms depending on your situation.

Medical Loans

The nature of medical expenses is that they often crop up at unexpected times. People often don’t plan for a medical emergency to arise, and without enough cash on hand or in savings, it can make an already stressful situation even more difficult. In these circumstances, it might be worth considering a medical loan. A medical loan is generally a personal loan which is put to use for medical purposes. Usually, they are not specially designated medical loans, rather a personal loan that is used to pay for medical bills, procedures, hospital expenses, or other medical reasons. These loans can be useful to help fund expenses that insurance doesn’t cover or only partially covers.

Cash Advance Loans

A cash advance loan is essentially a payday loan. These loans are often shorter term and are meant to be an “advance” on your paycheck. If you need quick cash to get you through a sticky financial situation, a cash advance loan might be a good option to consider. Of course, like payday loans, these types of loans may come with higher interest rates, so it’s important to make sure you can pay the loan back on time so you avoid any costly penalties or additional fees.