Life can be very stressful and taxing at times. Having some time to relax and get away from work, traffic, and stresses of everyday life sounds fantastic! However, vacations usually don't come cheap. It can be challenging to finance that much-needed break if you don't have the extra cash at hand. In many cases, people resort to using loans, credit cards, or both to be able to cover the costs. It can seem like an impossible task if you are like one of the many people that struggle with bad credit. However, there are still options available, if this sounds like your situation. A vacation loan from one of our lender partners can be an excellent fit for you.

What's a vacation loan?

Vacation loans are precisely what the name suggests. These are personal loans that you can use to cover your travel expenses. Once you have received the money, you can use it to pay for your vacation and all of the different aspects related to traveling. Some of these can be flight tickets, food, entertainment, transportation, hotels, to name a few. Once it's all said and done, they work similarly to an unsecured installment loan. The lender provides you with a payment period and the payment amount you need to make. If you are diligent in your payments, not only will you enjoy a fantastic vacation, but you will have also improved your credit score!

Where can I get a vacation loan if I have bad credit?

If you have poor credit, you can't just walk into any typical bank to get a loan. You might have already faced many instances of rejections due to your credit. While some credit unions might be willing to work with you, it can genuinely be luck at the draw. Bringing in a co-signer can also be a solution, but not everyone has a person they can trust in that manner. A great option is to search online for a lender. Here at GetCash, we know it can be a tiresome and demoralizing process to get a loan, especially if you already have been on the receiving end of rejection. We work with many lenders that are understanding and could provide you with a personal loan for a vacation that others haven't.

How can GetCash help?

If you are feeling tired, burned out and unmotivated, getting some rest and relaxation can help give you the motivation you have been lacking. Here at GetCash, we've made the process of requesting a loan online quick and simple with our easy to fill-out online form. Once you've completed it, you will be connected directly with a lender, where they will then determine the loan amount, rates, and terms that you have qualified for. Once approved, the lender will initiate the loan application process. Our extensive network of lenders is ready and waiting to help get some rest and create some incredible and memorable moments with your family!

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What information should I have handy?

Lenders will most likely request that you provide:

  • A valid Identification: This can be your driver's license or another form of government-issued ID.
  • Your up-to-date contact information: For this, you need an email address and phone number where they can reach you.
  • Proof of Income: These can be a W2, your most recent tax records, or other documents that prove your source or sources of income.
  • Bank Statement: These are used to demonstrate the amount of money you have available.

Once you have provided all the necessary info and submit the form, you will receive an answer from one of the lenders in our network. If approved, the lender will then let you know the amount you can borrow, as well as the terms you have qualified for. After some careful examination on your behalf, if you choose to accept the loan terms, the funds can be in your bank account in as little as 24 hours. You can now go back to the fun part, planning out your vacation, and all the fantastic activities and experiences you are about to have! However, don't get too caught up in your vacation plans. Once you return, it's time for you to sit down plan out your monthly budget going forward to ensure you pay off your loan. Doing this in a timely fashion is tantamount to improving your credit score.

Enjoy Your Well-Deserved Vacation!

Going on vacation can sure take a lot of work and planning, but it's all worth it! Even if you don't have ideal credit, having an amazing and needed vacation can be possible. With help from GetCash and our vast network of lenders, instead of imagining yourself exploring the streets of Paris, you can make it happen! By taking the time and steps to plan out and budget your trip, it should be low stress and all fun!

Wouldn't it be grand if one could go on lavish vacations whenever? Sadly, that's not the case for most people. You have to deal with work, school, and a plethora of other obligations! Using GetCash, you can find a lender and a loan program to help you travel to the places you've always dreamed of, or finally, take that trip back home to visit your loved ones. Don't let bad credit be a thorn in your side! Once you find the loan that is right for you, budgeting, and financial planning, you can have fun and take strides to improve your credit health.

Check out our online form and see how you can use a loan for a vacation!

This is not legal, financial or professional advice. Please consult a legal, financial or professional advisor for your specific situation.

10.36%
the average interest rate on a 24-month personal loan
*federalreserve.gov data for Q3 2019
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